by: Richard Moxley, November 25, 2019 pub. “Despite what you may have heard, your cell phone payment history does affect your credit score. Cell phone accounts work differently than a credit card or a line of credit. A cell phone is an open or “O” account, which means the balance has to be paid in full at
I was having lunch with a good friend of mine and she mentioned there were some stocks that a 91 year old lady wanted to sell and then split it amongst her 4 children. Well of course you can sell your share, but then she is stuck with paying Capital Gains, because she will need
5 RRSP TIPS One of the best ways to save for retirement and cut your tax bill is with a registered retirement savings plan (RRSP). Every dollar you put into an RRSP can be subtracted from your taxable income. This means you’re paying yourself first. And you may get a tax refund this spring when you
Age limit for contributing to an RRSP The year you turn 71 is the last year in which you can make a contribution to your RRSP. You can contribute to an RRSP under which your spouse or common-law partner is the annuitant until the end of the year your spouse or common-law partner turns 71. For ie: If you
How You May Benefit from a TFSA The Tax-Free Savings Account (TFSA) is an account that does not apply taxes on any contributions, interest earned, dividends, or capital gains, and can be withdrawn tax free. Because your TFSA is more than just another savings account, you can use it to: • Save even more if
Being Italian, I find McDonald’s Latte(s) taste more like hot milk than a Latte with espresso. So I used to request an extra shot of espresso and depending on the McDonald’s location I visited I was charged extra (between .61 and .95). I also found it quite bitter and didn’t really enjoy it all that
“For the love of trees” article written by Megan Ogilvie from the Toronto Star. https://www.thestar.com/news/gta/trees/2019/10/19/hes-92-shes-86-and-their-walk-to-the-willow-near-etobicoke-creek-is-a-favourite-of-brampton-couple-married-55-years.html Give Homage to these great trees! After reading this article, I felt a need to share a poem I wrote, years ago (1980), for all you poets out there. What Beauty A Tree. A tree is beauty… A tree gives
Are you Vaping? Do you know someone who is? Family Matters! Electronic Cigarettes! Are they good for you? You Matter! http://www.center4research.org/vaping-safer-smoking-cigarettes-2/
Why is it important to check for breast cancer? Staying healthy is important as you start your life in a new country. That’s why it is a good idea for women to get checked, or screened, for breast cancer. Cancer of the breast is the most common cancer in women living in Canada, and one in
Are you better off investing inside or outside your RRSP? To find out more use this calculator. https://www.sunware.ca/access.asp?intendedPage=gain&lang=en-CA