Mauro, moved his family 10 times reinvesting in this market. With these moves both he and his wife simply forgot about their $10,000 saving they had with ING Direct. Withe the many moves upgrading in this booming time, their documents were lost and the monies forgotten. ING Direct was then acquired by Scotia Bank and first announced in late 2012. Scotia Bank in early 2014 changed ING Direct’s name to Tangerine.

With the many moves Mauro and his family had ventured into and  with ING Direct being acquired by Scotia Bank and later changing their operating name to Tangerine, Mauro and his wife misplaced their documents and their investor simply lost track of their $10,000 savings account.  It isn’t a stretch to understand or see how this could happen.

To Mauro’s saving grace as luck would have it, he received a call from a Consulting Company, out East, who had found these unclaimed money, sitting at the Bank of Canada, that belonged to him and his family. This company told them they could recover the money for him, but at a cost.

Mauro and his wife, were surprised but happy to have received this call.  They agreed to pay the fee of 20% to the consulting firm.  They have since recovered their money, but not at a cost to them having recovered a portion of their hard earned dollars.  

This could have been avoided and these funds never lost if it was documented at The RIP Registry (theRIPregistry.com).  The RIP Registry is an online service, at your fingertips as needed when needed.  As Mario would have moved from location to location and continued to building his portfolio he would have updated his portfolio, realizing that he had a savings account with ING Direct and these funds would not have been forgotten.  

Here are some Ontario based programs that are available should you or a friend need some assistance.

Types of services in your home

In-home services are made up of:

1. Health care professionals

You can arrange to have health professionals visit you in your home. They can assess your needs, provide care or help you to care for yourself by providing:

• nursing care – including help to take medications, change bandages and clean wounds, recover from an injury or health problem, check your health, create a care plan
• physiotherapy – including help for back pain, mobility problems, blood circulation, pain relief and relaxation
• occupational therapy – including help to make day-to-day activities easier and make it easier to move around in your home
• speech-language therapy – including stroke recovery for seniors who have difficulty speaking or understanding speech
• social work – including help for caregivers to cope and manage stress, help for families to address conflicts
• healthy eating – including help to assess eating habits and create a healthy eating plan
• home healthcare supplies – including dressings, walking aids, braces, cushions

2. Personal care

You can arrange for health care professionals to help you with your daily care or help you safely manage these activities yourself. They can help you with:

• washing and bathing
• mouth care
• hair care
• preventative skin care
• routine hand or foot care
• getting in and out of chairs, vehicles or beds
• dressing and undressing
• eating
• toileting
• taking you to appointments

3. Homemaking

To help maintain a safe and comfortable home, homemaking services can assist you with routine household activities including:

• housecleaning
• doing laundry
• shopping
• banking
• paying bills
• planning menus
• preparing menus
• caring for children

4. Family-managed home care

For greater flexibility and choice, if you’re eligible, you can receive funding directly to pay for home care services. You are responsible for the related administrative tasks, such as finding, hiring and paying your service providers, but you also have the freedom to choose your provider, direct how they care for you or your loved one and set a schedule that best works for you.

This program is available for the following people with home care needs:

• children with complex medical needs
• adults with an acquired brain injury
• home-schooled children with qualifying health care needs
• those in extraordinary circumstances

Contact your local LHIN to find out if you are eligible and for more information on how this program works.

5. End-of-life care at home

If you or a loved one requires end-of-life care at home, there are many programs in Ontario that can help you. You can request:

• nursing and personal care
• medical supplies, including low-cost medication for seniors through the Ontario Drug Benefit Plan
• tests
• hospital and sickroom equipment
• transportation to other health services
• help to manage pain
• home hospice services – including in-home visits and respite care by trained volunteers

Types of services in your community

Many communities have services just for seniors and other people who may need support to continue living independently at home. You may have to pay a fee for some of these programs or you may find there is funding available. Some of these services are offered only in larger communities. You can find:

• adult day programs – including social, fitness and other healthy activities
• transportation services – for people who don’t have public transportation or need help to use it
• community hospice services – including counselling, support groups, yoga and art classes, grief support
• residential hospices – where end-of-life care is provided in a home-like environment for those who can no longer stay in their own homes. People in residential hospices receive a wide range of palliative services to keep them comfortable.

Exercise and falls prevention classes

These classes help seniors stay active, healthy and independent. They focus on improving strength and balance to prevent injury and falls. They are led by fitness instructors, trained peer facilitators or support workers – not a registered physiotherapist

You may find classes offered in your community or long-term care homes.

To find a class near you call the Seniors’ INFOline:

• 1-888-910-1999
• TTY: 1-800-387-5559

The End of Alzheimer’s written by neurologist Dr. Dale Bredesen.  In his new book he offers a program to prevent and even reverse this Disease.

I know how this debilitating disease can affect your entire family and become a real encumbrance for the care giver.

My mother has Alzheimer’s and my father is her primary care giver.  This is taxing on him.  Due to the stress level I fear that my father may pass away before my mother does.  Therefore to understand this disease you have to have someone in your family or a good friend with this disease. I am experiencing this first hand and I don’t wish this on my worst enemy.

When I hear there could be a way to reverse this horrific disease I see a glimmer of light and find some hope.  I understand there are many people with this disease and with dementia, which many times causes bickering amongst families.

This is the time family must pull together, but more often than not, there are some family members that pull their weight more than others.  So we are all different. At this times we have to pull together, reunite for our loved ones, but it doesn’t seem to happen this way.

I will share my story with you at some point, but in the meantime I want to share something that I found very interesting.  Where there is life there can also be hope.

I’m not sure whether you have already seen this episode on Dr. Oz, but if you are the primary care giver of someone with Alzheimer’s or know someone who is and who have lost all faith and is despondent, this video may provide some relief and consolation.

Here is the link.  Hang On!

https://www.youtube.com/watch?v=D9Eodbgwnnc

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