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Canadian Seniors Homeowner Grants (2018): Over 100 Grants, Rebates & Tax Credits!

Need financial help with your home repairs or renovations?

If you or your spouse are a senior citizen in your province, then this guide has information for you! Keep reading for essential information on the Canadian government’s grants for seniors’ home repairs.

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ALBERTA SENIORS HOMEOWNER GRANTS

BRITISH COLUMBIA

MANITOBA SENIORS HOMEOWNER GRANTS

NEW BRUNSWICK SENIORS HOMEOWNER GRANTS

Newfoundland & Labrador SENIORS HOMEOWNER GRANTS

NORTHWEST TERRITORIES SENIORS HOMEOWNER GRANTS

NOVA SCOTIA SENIORS HOMEOWNER GRANTS

NUNAVUT SENIORS HOMEOWNER GRANTS

ONTARIO SENIORS HOMEOWNER GRANTS

PRINCE EDWARD ISLAND SENIORS HOMEOWNER GRANTS

QUEBEC SENIORS HOMEOWNER GRANTS

SASKATCHEWAN SENIORS HOMEOWNER GRANTS

YUKON SENIORS HOMEOWNER GRANTS

Are You Considered a Senior?

Canadian Seniors

In some provinces, the definition of senior is considered to be someone over 55. Other provinces define it as 65 or older. You must turn that age on the year of taxation and application to receive the grant for which you are applying.

Are You a Veteran?

There are some incentives for veterans when it comes to making your home more comfortable. For instance, in the Northwest Territories, there is a Senior and Disabled Persons Property Tax Relief program.

Under their conditions, someone is considered a senior if they are 65 or older on the year of application for the tax relief and have a valid medical certificate (approved by the Minister of Municipal and Community Affairs) that states that you have a disruptive and/or prolonged disability.

This also extends to veterans. If you are a veteran who receives a pension or allowance of at least 50% under the War Veterans Allowance Act, then you are eligible for these programs.


excerpts: https://showmethegreen.ca/financial-assistance/canadian-seniors-homeowner-grants-2018/

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Exercise Wins: Fit Seniors Can Have Hearts That Look 30 Years Younger

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The people who got caught up in the exercise boom of the 1970s and stuck with it into their senior years now have significantly healthier hearts and muscles than their sedentary counterparts.
David Trood/Getty Images

We know we need to exercise for our health, but a lifelong exercise habit may also help us feel younger and stay stronger well into our senior years. In fact, people in their 70s who have been exercising regularly for decades seem to have put a brake on the aging process, maintaining the heart, lung and muscle fitness of healthy people at least 30 years younger.

Take 74-year-old Susan Magrath, a retired nurse practitioner who lives in Muncie, Ind. Magrath has been running almost daily for 45 years. She often runs outdoors and describes it as addictive. “It’s just such a release, just a wonderful release,” she says. “I ran today and there were little snowflakes coming down, and I was down by the river and it’s just wonderful. And I think it’s become more of a contemplative meditative process for me.”

Magrath may be living proof that lifelong exercise helps with cardiovascular and muscle health. She recently took part in a study at the Human Performance Laboratory at Ball State University, also in Muncie, headed by exercise physiologist Scott Trappe. Trappe is among the first to study the enticing new population of lifelong exercisers.

After the running and aerobic boom of the 1970s, large numbers of septuagenarians stuck with it and have been exercising regularly for the past 50 years. In this population, Trappe says, “We were interested in basically two questions: One, what was their cardiovascular health? And two, what was their skeletal muscle health?”

Although the study was relatively small, the findings, which were published in the Journal of Applied Physiology in August, suggest a dramatic benefit of lifelong exercise for both muscle health and the cardiovascular system.

“Lifelong exercisers had a cardiovascular system that looked 30 years younger,” says Trappe. This is noteworthy because, for the average adult, the ability to process oxygen declines by about 10 percent per decade after age 30.

“It’s kind of a slow decay over time that’s probably not so noticeable in your 30s or 40s,” says Trappe, but eventually as years go on, becomes apparent. People can get out of breath more easily and may have difficulty pushing themselves physically.

The age-related reduction in VO2 max is directly associated with an increasing risk of multiple chronic diseases, mortality and loss of independence. Maintaining a strong heart and lung system has been shown to decrease these health risks.

As for muscle health, the findings were even more significant, says Trappe. Trappe says researchers were surprised to find the 75-year-old muscles of lifelong exercisers were about the same as the muscles of the 25-year-olds. “If I showed you the muscle data that we have, you wouldn’t know it was from an older individual. You would think it’s from somebody that’s a young exerciser,” he says.

David Costill, 82, was not part of the study but is a former colleague of Trappe’s and professor emeritus of exercise science at Ball State University. As an exercise physiologist, he has always known about the benefits of exercise and has been committed since high school.

He says he has spent about “60 years actively exercising.” Costill ran marathons for about 20 years until his knees started to bother him, so he headed to the pool. “And I’ve been swimming for the last 35 years.”

When Costill looks at his friends, he says he finds he can do a lot more physically than they can. “If I’m out with a group of my peers, guys who are near 80, and we’re going someplace, it seems to me they’re all walking at half speed.”

Trappe says the findings are clear: 30 to 60 minutes of exercise a day may be the key to a healthy life. But you don’t have to run marathons or compete in cycling events. “If you want to do 30 to 45 minutes of walking a day, the amount of health benefit you are going to get is going to be significant and substantial,” he says. “Will it equal the person training for competitive performances? No. But it will outdo the couch potato.”

Unfortunately, couch potatoes are the norm. Federal guidelines recommend two hours and 30 minutes of moderate exercise a week, or one hour and 15 minutes of vigorous exercise per week. Yet 77 percent of Americans do not come close to getting that amount of exercise.

Dr. Clyde Yancy, spokesperson for the American Heart Association and chief of cardiology at Northwestern University Feinberg School of Medicine, says the findings suggest “a lifelong investment in health and fitness appears to be associated with a really sustainable benefit out until the outer limits of life.”

Since we are living longer, maintaining a good quality of life is more important than ever. While the study was small and the findings need to be confirmed, they present a “strong argument” for lifelong exercise that is inexpensive and accessible for everyone. “If you can swim, do yoga, cycle, or walk,” you can benefit,” Yancy says.

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Take care of your elders this holiday season

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Our elderly parents think they are indestructible.  The will is there but the flesh doesn’t allow them to do what they were able to do in their younger days.

So it is important to watch these signs and have them be aware.  Awareness is key for you and your friends and relatives.  Share this.

Please pause for 2 minutes and read this:

1. Let’s say it’s 7.25pm and you’re going home (alone of course) after an unusually hard day on the job.

2. You’re really tired, upset and frustrated.

3 Suddenly you start experiencing severe pain in your chest that starts to drag out into your arm and up in to your jaw. You are only about five km from the hospital nearest your home.

4. Unfortunately you don’t know if you’ll be able to make it that far.

5. You have been trained in CPR, but the guy who taught the course did not tell you how to perform it on yourself.

6. HOW TO SURVIVE A HEART ATTACK WHEN ALONE? Since many people are alone when they suffer a heart attack without help, the person whose heart is beating improperly and who begins to feel faint, has only about 10 seconds left before losing consciousness.

7. However, these victims can help themselves by coughing repeatedly and very vigorously. A deep breath should be taken before each cough, and the cough must be deep and prolonged, as when producing sputum from deep inside the chest. A breath and a cough must be repeated about every two seconds without let-up until help arrives, or until the heart is felt to be beating normally again.

8. Deep breaths get oxygen into the lungs and coughing movements squeeze the heart and keep the blood circulating. The squeezing pressure on the heart also helps it regain normal rhythm. In this way, heart attack victims can get to a hospital.

9. Tell as many other people as possible about this. It could save their lives!!

10. A cardiologist says If everyone who gets this mail kindly sends it to 10 people, you can bet that we’ll save at least one life. 11. Rather than sending jokes, please… contribute by forwarding this mail which can save a person’s life.

12. If this message comes around you… more than once… please don’t get irritated… You should instead, be happy that you have many friends who care about you & keeps reminding you how to deal with a Heart attack.

share this on facebook, twitter, instagram.

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Elderly Couple Lost $300,000

She worked all her life for her retirement and build a nest egg and future for her and her family.

This happens all to often, but we are unaware and go thru life not giving it a second thought.  If you have been an executor have you considered or even thought what could be missing and all the work involved.  This registry keeps it organized and its simple.

Just print a Go-To Report and use it as your checklist.  It’s easy and gives you and your loved ones peace of mind  when the unexpected happens.  The RIP Registry is FREE and a necessary tool to help you and it’s FREE.

Sign up at theRIPregistry.com and get your ducks in a row!

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Why The RIP Registry?

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In today’s world there is so much happening and we are rushing thru life at record speed. We want to ensure we build a portfolio for our retirement and to leave a legacy behind, when the time comes. I felt a need to create this for myself and soon realized, I’m not alone and there is a general need for a registry like this.  It all started with my dad going to the hospital and having to drop everything to take care of my aging sick mother.

 

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A motivational and inspiring story to be courageous.

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A Story About Finding Courage To Deal With The Upcoming Death Of A Loved One  -by: www.ilanelanzen.com

Carlie’s mom was going to die, it was just a matter of when. She had stage 4 cancer and was given a life expectancy of under 12 months. Carlie was living in denial and terrified to admit that truth to herself.

Carlie spent the first month after her mother’s suggested life expectancy avoiding her mother. She didn’t want to deal with the grief that was welling up inside of her. By avoiding her mother she could focus on other things that didn’t make her feel bad.

One day her mother showed up on Carlie’s doorstep unexpectedly. She had a scrapbook in her arms and said she wanted Carlie to take a look at it. Carlie and her mother sat down at the kitchen table and her mother opened up the scrapbook and went through it page by page with Carlie.

At the end, Carlie knew that she would no longer hide from the upcoming death. She also knew she wouldn’t focus on it either. The scrapbook, full of loving and happy moments between Carlie and her mother, had reminded her that her mother’s life was more important than her death and that Carlie wanted to soak up every moment that she had left with her mother.

She started her own scrapbook that same day focused solely on the journey her and her mother were taking together. Every week she filled it up with memories of what they did. Laughter, fun, love, and adventure were the main themes of the scrapbook.

The experiences she shared with her mother, along with the reminder of those experiences as she scrapbooked them, gave Carlie the courage to spend time with her mother, even when she wasn’t doing well. She cherished the life, not the death, and in the end, she learned that was really mattered the most.

Carlie says that this story is focused on one of the biggest lessons of her life. Moreover, it is one of few motivational and inspiring stories she shares with everyone she meets.

It is important to have memories and keep your loved one present.  It is equally important to leave your legacy behind to your family and loved ones.  This can be done at www.theripregistry.com.  It is an online service, absolutely free where you can document and keep your affairs in order for your loved ones, in time of need.

Here is a 29second short video for details.
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Surgeons Admit That Mammography is Outdated and Harmful to Women.

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mammogramAs we age we need to take care of ourselves more and more.  We work so hard to build our portfolio for a health comfortable lifestyle in our golden years.  All to often we find ourselves with unexpected ailments and illnesses.

Cancer is a horrible disease.  At times I wonder if technology is really helping or actually detrimental to our well being. Read on….from Healthy Holistic Living.

Cancer is serious business and it’s not something to underestimate. Because of this, millions of women everywhere see their doctors and physicians every year to undergo their annual mammogram, the traditional breast cancer screening procedure (1). Mammograms involve “pressing a woman’s breast between two metal platforms to scope out tumors,” and has been practiced for many years, but what if this common procedure is doing more harm than good? What if it’s not nearly as effective as millions of women trust it to be?

Recently, some surgeons and medical professionals have begun questioning the controversial practice of mammograms, revealing multiple studies that show mammograms to have potentially damaging side effects (1). If this is true, are mammograms worth the risk? Are there safer, equally effective options?

Why do We Still Get Mammograms?

People are commonly told that the mammogram is the only way to identify breast cancer in its very early stages, but reviews from eight scientific trials investigating the procedure found that mammography is neither safe for the patient nor altogether effective in finding cancerous properties (1).

More than 600,000 women between the ages of 39 and 74 have undergone a monitored procedure on a routine basis. And after reviewing the data gathered, researchers uncovered that a great many of the examined women were actually misdiagnosed in response to a mammography. The research discovered that many women ended up being mistreated with chemotherapy, resulting in new health issues.

New Studies about Mammography

A study completed in Switzerland originating out of Canada (the 2014 Canadian National Breast Screening Study) concluded that mammography screenings do not reduce mortality rates at any better rate than your average physical breast examination (1). This means that women are paying much more to get a fancy mammography when they could simply feel for lumps and bumps and get the same–if not better results.

Dr. Sarah Mybill said, “I believe that if you did have a tumor, the last thing you would want to do is crush that tumor between two plates because that would spread it” (1).

The math calculates it this way: “If we assume that screening reduces breast cancer mortality by 15% and that over-diagnosis and over-treatment is at 30%, it means that for every 2000 women invited for a screening throughout 10 years, one will avoid dying of breast cancer and 10 perfectly healthy, cancer-free women who would not have been diagnosed if there had not been screening, will be treated unnecessarily” (1).

Conclusion

Based on the available evidence, it is reasonable to conclude that mammography screening reduces the risk of breast cancer death but the trade-off between this highly-valued benefit and the harms including false-positives and over-diagnosis is finely balanced. The snapshot of evidence presented on over-diagnosis in this review, however, does not mean that population breast screening is worthless, given that screening reduces breast cancer deaths.

Food For Thought

Sometime you just don’t know.  At theRIPregistry we try to provide food for thought that can be useful for all baby boomers and Millennials (born 1982- 2004) also known as Generation Y. 

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theRipregistrySurgeons Admit That Mammography is Outdated and Harmful to Women.
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