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Canada’s COVID-19 Economic Response Plan

Support for individuals includeIndividuals and familiesPeople facing loss of incomeIndigenous peoplesPeople who need it mostSeniorsYouth, post-secondary students and recent graduates Support for businesses includeAvoiding layoffs and rehiring employeesAccess to creditCreating new jobs and opportunities for youthSupport for self-employed individualsIndigenous businessesSupporting financial stabilityFind the support you need for your business Support for sectors includeAgriculture, agri-food, aquaculture,

Tax Credits and Benefits By Topics

Child Care DentalEducationEmploymentHealthHousingLegal HelpRelated Benefit and tax credit programs for child care, dental, education, employment, health, housing and legal aid. If you’re a low-to-moderate income senior, you may be eligible for up to $500 back on your property taxes. Are you eligible for this program? Take the self assessment In order to apply you must

CREDIT CARD DEBT!

YOU MAY WANT TO CONTACT YOUR CREDIT CARD COMPANY. Did you know that if you have credit card debt and are in good standing you may be able to reach out to your credit card company and ask if they can do something about the interest rates during these hard times. Most likely they will

SAVE! SAVE! SAVE!

A little here… A little there… Contact your Auto Insurance company and ask them if there is anything that can be done to save a little on your annual Auto Insurance policy or monthly policy. If you are not using your vehicle for work because of COVID-19 and social distancing, then you may contact your

Can you save more? Insurance

Enercare – If you have enercare insurance (ie plumbing, air conditioning, heat, water tank rental, duct cleaning) you can call enercare, advise them of some hardships and ask to see if there is anything they can do to help save some money. They may provide you with two months credit on each of your products.

DIFFERED MORTGAGE – 6 MONTHS

I was told that if you differ the mortgage 6 months and find yourself with the extra money at the end of six months you may opt to pay the interest at that time. Before they tack the interest onto your mortgage you will be receiving a letter from the bank telling you how much

Vitamin C and Coronavirus

I have been telling my kids to load up on the Vitamin C for some time to help build antibodies. Check out this video. Small things you have control over.

Deferral TD Canada Trust Mortgage Payments

Postpone Your Payments with Deferment or Forbearance Sometimes it may seem impossible to make your student loan payment. Maybe you decided to go back to grad school, your entry-level salary isn’t what you expected, or a health condition prevents you from working—but you have deferment and forbearance options to postpone your payments and bring your

Deferral Mortgages – CIBC Credit Card Payments – Loans

Due to COVID-19 (CORONAVIRUS) You can apply for deferral of payments using the link below . CLICK ON THE LINK BELOW AND FOLLOW THE STEPS. https://www.cibc.com/en/personal-banking/advice-centre/covid-19/requesting-financial-assistance.html

Tax Refund – Smart Ways

APRIL 30, 2019 5 smart ways to use your tax refund By Sheryl Smolkin Expecting an income tax refund? Before rushing out to spend it, consider how you can put it to work to enhance your financial future. <!doctype html>Untitled Document You just pushed the send button on your income tax return and you can’t